Unlike NYS workers' compensation insurance, NYS statutory short term disability insurance covers employees for non-job related injuries and illnesses. It provides limited replacement of lost wages but does not cover medical expenses resulting from an aforementioned type of injury or illness.
After numerous requests from our clients, Innovative Risk Concepts, Inc. can manage this statutory insurance along with a client's workers' compensation policy resulting in management under one watchful eye.
Further, placement of short term disability insurance within our firm for management, in addition to your workers' compensation insurance, ensures a "one stop" point of contact for reporting any employee injury or illness. The same professional staff will be happy to assist you with all your reporting needs. Claims forms, carrier contact and rate management are but a few of the routine services we provide.
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